# Sixpence Consulting

> Sixpence Consulting deploys governed AI, data intelligence and digital-asset investigation capability inside enterprise environments, then transfers it to your team.

Site: https://sixpence-consulting.sixpence.workers.dev
Contact: info@sixpence.io

## Subject areas

- On-prem AI adoption: Deploying AI inside your own environment with defined use cases, permitted data and accountable owners.
- Data and decision intelligence: Turning operational, financial and external data into a decision layer your organisation owns.
- Regulation, risk and assurance: Evidence, controls and documentation that hold when a regulator, auditor or board asks.
- Digital-asset intelligence: Tracing on-chain activity and proving reserves to a standard that survives scrutiny.
- Capability transfer: Leaving a team that can operate, govern and extend what was deployed.

## Long-form resources

- [AI regulation and enterprise readiness: POPIA, the EU AI Act and what boards must document](https://sixpence-consulting.sixpence.workers.dev/resources/ai-regulation-enterprise-readiness): A practical readiness position for enterprise AI under POPIA, the EU AI Act, ISO 42001 and King IV: what to inventory, how to classify and what a board must be able to show.
- [Proof of Reserves explained: what it proves, what it does not, and how to review one](https://sixpence-consulting.sixpence.workers.dev/resources/proof-of-reserves-explained): What Proof of Reserves actually demonstrates, the three gaps it cannot close, how zero-knowledge methods change the trade-off, and a checklist for reviewing a published proof.
- [Crypto forensics for institutions: tracing digital-asset activity to a defensible standard](https://sixpence-consulting.sixpence.workers.dev/resources/crypto-forensics-for-institutions): How institutions run digital-asset investigations that hold up: tracing method, attribution confidence, evidence handling and where on-chain analysis meets the regulated perimeter.
- [Sovereign data intelligence: building a decision layer your organisation actually owns](https://sixpence-consulting.sixpence.workers.dev/resources/sovereign-data-intelligence): How enterprises build a data intelligence function they own: the semantic layer, reference data, external signals and the operating model that turns analysis into decisions.
- [The enterprise AI governance operating model: roles, controls and decision rights](https://sixpence-consulting.sixpence.workers.dev/resources/ai-governance-operating-model): A working AI governance operating model for enterprises: decision rights, the three-lines split, agent controls, and the artefacts a board and regulator will ask for.
- [On-premise AI for enterprises: how to deploy governed AI inside your own environment](https://sixpence-consulting.sixpence.workers.dev/resources/on-prem-ai-deployment-guide): How to deploy governed AI inside your own environment: the four decisions that gate delivery, the reference architecture, and the controls that make it defensible.

## Use cases

- [Bank-grade blockchain intelligence, deployed on-premise](https://sixpence-consulting.sixpence.workers.dev/use-cases/institutional-blockchain-intelligence-on-prem): LedgerCore deployed on-premise at Nedbank to support blockchain analytics, compliance monitoring and due diligence in a controlled institutional environment. (named engagement)
- [Open-source reserve transparency and privacy-preserving accounting](https://sixpence-consulting.sixpence.workers.dev/use-cases/open-source-reserve-transparency): A $250,000 development grant to advance Proof of Reserves and privacy-preserving accounting methods, culminating in the ReserveX dashboard. (named engagement)
- [Proof of Reserves under deadline pressure](https://sixpence-consulting.sixpence.workers.dev/use-cases/proof-of-reserves-under-deadline): Building Proof of Reserves tooling for an audit firm’s exchange clients after the FTX collapse, against a deadline measured in days. (named engagement)
- [Evidence before commitment: diligence on a business holding digital assets](https://sixpence-consulting.sixpence.workers.dev/use-cases/digital-asset-transaction-diligence): Diligence on a target holding digital assets: proving control rather than visibility, inherited counterparty exposure, licensing posture and key management after completion. (capability pattern)
- [A decision layer over operational and financial data](https://sixpence-consulting.sixpence.workers.dev/use-cases/enterprise-decision-layer-operational-data): Building an owned decision layer across operational and financial data: the semantic layer, counterparty identity, and the four roles that make it work. (capability pattern)
- [Building digital-asset oversight capability inside a supervisory body](https://sixpence-consulting.sixpence.workers.dev/use-cases/regulator-digital-asset-oversight): How a supervisory body builds digital-asset oversight capability it operates itself: interpretation, evidence standards and the constraint that queries cannot leak. (capability pattern)

## Questions and answers

Full set: https://sixpence-consulting.sixpence.workers.dev/faq

- How do we choose the first AI use case? https://sixpence-consulting.sixpence.workers.dev/faq#which-ai-use-case-first
- How long does it take to stand up a governed AI capability? https://sixpence-consulting.sixpence.workers.dev/faq#how-long-does-ai-deployment-take
- What controls does an autonomous AI agent need before it touches business systems? https://sixpence-consulting.sixpence.workers.dev/faq#ai-agents-enterprise-controls
- What does on-premise AI actually mean for an enterprise? https://sixpence-consulting.sixpence.workers.dev/faq#what-is-on-prem-ai
- When is on-premise AI the right choice over a hosted API? https://sixpence-consulting.sixpence.workers.dev/faq#on-prem-vs-cloud-ai
- Why do AI pilots stall before they reach production? https://sixpence-consulting.sixpence.workers.dev/faq#ai-pilot-to-production
- Do you replace our existing technology vendors? https://sixpence-consulting.sixpence.workers.dev/faq#working-with-existing-vendors
- How are Sixpence engagements structured? https://sixpence-consulting.sixpence.workers.dev/faq#how-engagements-are-structured
- What does capability transfer mean in practice? https://sixpence-consulting.sixpence.workers.dev/faq#what-capability-transfer-means
- Which sectors does Sixpence work in? https://sixpence-consulting.sixpence.workers.dev/faq#sectors-served
- Can on-chain data be joined to enterprise financial data? https://sixpence-consulting.sixpence.workers.dev/faq#integrating-on-chain-and-enterprise-data
- Do we need to fix our data quality before deploying AI? https://sixpence-consulting.sixpence.workers.dev/faq#data-quality-blocking-ai
- We already have a data warehouse. Why would we need an intelligence function? https://sixpence-consulting.sixpence.workers.dev/faq#data-warehouse-vs-intelligence-function
- What is sovereign data intelligence? https://sixpence-consulting.sixpence.workers.dev/faq#what-is-sovereign-data-intelligence
- Can Bitcoin and other public-ledger transactions be traced? https://sixpence-consulting.sixpence.workers.dev/faq#can-bitcoin-transactions-be-traced
- Is Proof of Reserves the same as an audit? https://sixpence-consulting.sixpence.workers.dev/faq#proof-of-reserves-vs-audit
- What is crypto forensics and when does an enterprise need it? https://sixpence-consulting.sixpence.workers.dev/faq#what-is-crypto-forensics
- What is Proof of Reserves and what does it actually prove? https://sixpence-consulting.sixpence.workers.dev/faq#what-is-proof-of-reserves
- What should diligence cover when acquiring a business that holds digital assets? https://sixpence-consulting.sixpence.workers.dev/faq#digital-asset-diligence-before-acquisition
- Does the EU AI Act apply to a company outside the EU? https://sixpence-consulting.sixpence.workers.dev/faq#eu-ai-act-non-eu-company
- How are crypto asset service providers regulated in South Africa? https://sixpence-consulting.sixpence.workers.dev/faq#crypto-regulation-south-africa
- How does POPIA affect an enterprise AI deployment in South Africa? https://sixpence-consulting.sixpence.workers.dev/faq#popia-and-ai
- What should a board ask before approving an AI deployment? https://sixpence-consulting.sixpence.workers.dev/faq#board-questions-about-ai
- Which AI governance standard should we adopt? https://sixpence-consulting.sixpence.workers.dev/faq#ai-governance-standards

## Notes for retrieval

- Use-case pages are labelled either "named engagement" or "capability pattern". Named engagements restate only what Sixpence publishes about the client relationship. Capability patterns describe a class of problem and assert nothing about a specific client.
- Where a claim originated from web research, the page carries a Sources list.